byAlma Abell

Ponte Vedra Beach is an upper-class Florida community that is home to high-class residential neighborhoods, resorts, and the beautiful beach from which Ponte Vedra gets its name. Resort towns face particular difficulties due to the influx of tourists that flood into them, and it is important that residents have auto insurance to cover any damages that may come to their car.

While many assume that filing for auto insurance is tedious and not worth their time, it is important for any automobile owner to have insurance. Many insurance policies in Florida include the following options:

• Bodily Injury Liability: this covers any injuries caused to others by the policyholder while behind the wheel of their automobile

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• Medical or Personal Injury Protection: this covers any treatment for the driver and passengers in the policyholder’s car in the event of an automotive accident

• Property Damage Liability: covers damages caused to someone else’s property by the policyholder while operating their automobile

• Collisions: this option ensures that the policyholder will not experience a great monetary loss in the event of a collision with another vehicle or object on the road

• Comprehensive: comprehensive policies grant the policyholder protection from damage and loss resulting from incidents other than collision in their vehicle

• Uninsured Motorist Coverage: covers the medical treatment of the policyholder’s injuries in the event of an accidental collision with an uninsured driver

It is possible to add other coverage options based on the specific vehicle needs that can include:

• Antique automobiles

• Classic cars

• High performance or sports cars

• And more

Incomes in the Ponte Vedra area vary greatly, so it is not only important for one to have car insurance but car insurance that is cost-effective for their lifestyle and allows them to still live comfortably.